Archive for October, 2008

Family Budget Tight? Shop Online To Find Real Savings!

Wednesday, October 29th, 2008

Every family I know is trying to save money.  And what I mean by saving money is really just getting by from paycheck to paycheck.  Surviving in tough economic times is becoming a challenge.  Not just grocery expenses, gasoline prices, or housing and heating expenses, but the day-to-day items that ...

Buy Locally… Eat Seasonally

Saturday, October 25th, 2008

If you are fortunate enough to have a local farmers market, or even individual farms selling their crop, shop there before you shop at your grocery store.  Of course, many smaller grocery stores will carry local produce.  The idea is to 1) help support your local economy, 2) help reduce our ...

What’s For Dinner Tonight? Whatever Was On Sale This Week.

Thursday, October 23rd, 2008

A remarkable thing happened to me at the grocery store the other day.  I noticed that, if I walk around the aisles picking ONLY the items that are on sale, or a two-for-one deal, I can make an excellent dinner with the ingredients.  Granted, I have to be a little ...

Liquid Laundry Detergent Is Hard To Give Up

Friday, October 17th, 2008

In my effort to create a sane family budget, I looked at every item I brought home from the grocery store for a couple months and found a constant luxury... liquid laundry detergent.  I quit using the powdered kind some years ago when I started bringing home a bigger paycheck.  ...

Replacing Your Incandescent Bulbs With Energy Saving Bulbs Doesn’t Have To Hurt

Tuesday, October 14th, 2008

I was one of the last hold outs in my family.  I hung on to my incandescent light bulbs as long as I could.  I did the research, read the statistics, and learned how much money we would save if we replaced all our light bulbs with compact fluorescent bulbs.  ...

Halloween Costumes Are A Luxury I Simply Cannot Afford On Our Budget

Saturday, October 11th, 2008

I love Halloween and so do my kids.  What I don't love is the expensive “designer” costumes that I see in all the stores.  Even the discount stores have racks filled with expensive branded-character costumes that our kids all know and want.  I'm amazed, and appalled, at the prices of ...

The Debate Continues… Paper Or Cloth Dinner Napkins

Wednesday, October 8th, 2008

My household has been hotly debating the question of paper versus cloth for quite some time now.  It may seem like a silly concern to the ordinary citizen, but when it comes to dinner napkins, I have an emotional attachment.  When I was growing up, we used cloth dinner napkins.  ...

Don’t Let Miscellaneous School Expenses Destroy Your Budget

Friday, October 3rd, 2008

We've finally worked out a budget that would be the envy of any financial planner.  It's safe to say that our family can start a savings account, buy some much needed appliances, and even take a well deserved vacation.  Now that school's in session, we can factor out the day ...