Archive for December, 2008

Make The New Year A Debt Free Year

Wednesday, December 31st, 2008

If you've got credit card debt that's out of control, you are not alone.  If your budget is getting tighter and tighter every year, you are really not alone.  This year has been excruciatingly painful for many families in this country and around the world.  How can you make the ...

Shopping The Sales For Essential Items

Friday, December 26th, 2008

I know in years past, when my budget was not so tight, the day after Christmas was a great bargain hunters delight.  I stocked up on gift wrap, purchased ornaments, trimming, and all that glittery stuff that I didn't want to pay full price for before Christmas.  Well, the times ...

Last Minute Panic? Remember: Time Is The Best Gift

Wednesday, December 24th, 2008

If you are like millions of Moms and Dads, you're looking at your children's Christmas gifts and feeling somewhat pitiful.  Last year the pile was a bit bigger... this year the budget has really gotten tight.  How do parents reconcile these cut backs when they look at those expectant little ...

Quick Ideas To Wrap Up Those Gifts

Saturday, December 20th, 2008

It's crunch time and you haven't finished wrapping gifts yet.  Happens every year; the wrapping paper either runs out or seems tacky or old.  You want to involve the kids in wrapping some of the gifts, but they lose their interest fast when they find out it's a job instead ...

Homemade Gifts That Teachers Will Cherish Forever

Thursday, December 18th, 2008

We're closing in on the last few days before Christmas.  Do you have little gifts yet for all your child's teachers?  With the last day of school just around the corner, you need to think fast.  And with an extremely tight budget this year, I'll bet you need to watch ...

Quick Little Homemade Chocolate Treats You Can Give With Pride

Sunday, December 14th, 2008

If your gift giving is starting to get confusing, what with all the teachers, coaches, and other folks involved in your child's life, I have a never-fail gift idea.  Chocolate!  No, not the expensive chocolates in a box, but those little treats you make yourself.  It's easier, and less expense ...

Giving To Charity This Year Is Getting Harder

Friday, December 12th, 2008

Every year I am bombarded by ways to give gifts to needy folks in our community.  Angel Trees, Giving Trees, Gifts Of Love Trees, you name it and there's a need for it.  I want to give to those in need, but my severely limited budget won't allow any more ...

Makin’ A List And Checkin’ It Twice

Sunday, December 7th, 2008

Have you started putting together your shopping list?  No?  Are you like so many of the "shopping challenged" folks out there that just cross their fingers and hope they will get through this year's gift buying frenzy without spending too much money?  I guarantee, you will spend money you don't ...

Too Busy To Cook? Consider Poached Chicken A Staple.

Saturday, December 6th, 2008

Okay, I know planning meals is going to get more and more difficult as the Holidays approach.  A trip to the grocery store will most likely begin to feel like an extremely daunting task.  So, what should you keep on hand in your pantry and refrigerator for those last-minute, quick ...