Archive for the ‘Budget Tips’ Category

Frugal Food Choices Will Save Your Family’s Budget

Tuesday, June 16th, 2009

What would happen to your family's budget if you had to stock your pantry from scratch?  Let's just pretend that all the food in your house was gone, stolen by some weird alien creature or something.  Okay, you come home and find everything in the pantry and refrigerator are gone.  ...

Take The Family To A National Park - Fees Have Been Lifted!

Tuesday, June 9th, 2009

According to the U.S. Department of the Interior's Secretary Ken Salazar, most Americans live less than a day’s drive from a national park.  Our park system attracted more than 275 million visits last year, supported more than 213,000 jobs (not counting National Park Service jobs), and provided $10.6 billion for ...

Your Budget Needs A Redo - Check The American Recovery And Reinvestment Act

Tuesday, May 12th, 2009

If all this talk of stimulus plans has your head spinning so much that you've just started turning off the nightly news, you might want to listen up once more.  Incredibly important legislation is happening that may affect your pocketbook in more ways than you think.  Let's look at just ...

Time To Do More Than Clip Coupons

Tuesday, April 21st, 2009

If you have been cutting back on every single item on your budget, but still the balance on your credit cards doesn't seem to be dropping, it may be time to do more.  It may be time to consolidate your debt. This is a hard step for many families to take ...

Pet Expenses Can Cause Stress During Tough Times

Saturday, April 18th, 2009

That little furry friend of yours is a wonderful companion that not only gives you love unconditionally, but calms your nerves, too.  Many studies show that stroking your cat or dog actually lowers blood pressure. However, that sweet little snookums that shares your life is costing you money.  And, when you ...

It’s Time To Re-Think Your Discretionary Cash

Thursday, April 2nd, 2009

You no doubt have some kind of family budget.  You have an idea of your income and expenses, and hopefully are trying to save a bit each month, too.  However, if your situation has changed in the last few months, have you updated your budget to reflect your family's needs? A ...

What About Those Fixed Expenses?

Thursday, March 26th, 2009

I've talked quite a bit about creating a family budget that tracks those variable expenses, you know, the expenses that we have some control over, like groceries, hair cuts, clothing, etc.  Keeping a journal of what you spend on items other than your fixed expenses is a great way to ...

Still Stuck On That Family Budget? Time To Call In A Professional.

Saturday, February 21st, 2009

If you've been following a budget, trying to work on getting everything paid and still have something left over to put in a savings account, but you feel like you're spinning your wheels, it may be time for a professional.  How do you know when the time is right?  Do ...

Savings Plan For Emergencies - Essential Part Of Your Budget

Wednesday, February 11th, 2009

"I can't possibly start a savings account when every penny we have goes toward necessities like food, clothing, and housing."  Trust me, I know the dilemma.  You create a budget for your household and realize you have no money left over at the end of the month.  How can you ...

Old Fashioned Money Journals May Solve Your Household Budget Problem

Monday, January 26th, 2009

If you have followed all the rules for setting up a family budget, and still the bottom line never comes out in your favor, chances are you are one of many who are being "nickled-and-dimed-to-death".  This is not unusual, nor is it an impossible problem to solve. Creating your family's ...