Archive for the ‘Budget Tips’ Category
Saturday, February 21st, 2009
If you've been following a budget, trying to work on getting everything paid and still have something left over to put in a savings account, but you feel like you're spinning your wheels, it may be time for a professional. How do you know when the time is right? Do ...
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Wednesday, February 11th, 2009
"I can't possibly start a savings account when every penny we have goes toward necessities like food, clothing, and housing." Trust me, I know the dilemma. You create a budget for your household and realize you have no money left over at the end of the month. How can you ...
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Monday, January 26th, 2009
If you have followed all the rules for setting up a family budget, and still the bottom line never comes out in your favor, chances are you are one of many who are being "nickled-and-dimed-to-death". This is not unusual, nor is it an impossible problem to solve. Creating your family's ...
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Wednesday, December 31st, 2008
If you've got credit card debt that's out of control, you are not alone. If your budget is getting tighter and tighter every year, you are really not alone. This year has been excruciatingly painful for many families in this country and around the world. How can you make the ...
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Friday, October 3rd, 2008
We've finally worked out a budget that would be the envy of any financial planner. It's safe to say that our family can start a savings account, buy some much needed appliances, and even take a well deserved vacation. Now that school's in session, we can factor out the day ...
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Wednesday, September 3rd, 2008
I don't have to tell you that it can pay off big to compare prices at the grocery store. But how are you supposed to remember the cost of all those things that you buy for your family on a regular basis?
On the other hand, how can you judge if ...
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Thursday, May 22nd, 2008
I just stopped to get some gas and had to take a deep breath when I saw the total. Lets just say it wasn't pretty.
At least I'm not stopping quite as frequently at the gas station as I used to because of two simple changes I've recently implemented that turned ...
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Friday, May 2nd, 2008
Every family should have a budget, no matter what their financial status is. A budget tells you exactly how much your have coming in, and how much goes out on a monthly basis for the absolute necessities like housing, food, utilities, insurance, transportation and health care. But what about the ...
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Thursday, May 1st, 2008
Many families find themselves struggling to live within their means, either because they have too much debt, or because their spending habits/patterns are uncontrolled and they simply don't know how to change. Here are some quick tips on reining in that spending, and keeping yourself debt-free.
Don't use credit cards.
If you ...
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Thursday, May 1st, 2008
I recently came across an interesting way to make sure you stick to your personal budget. If you have been making a budget, but then have trouble sticking to it, you may want to give envelope budgeting a try. Here's the basic idea:
1) Make an envelope for every mayor type ...
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